/* Latest user refinement: shared motion, quiet navigation and opaque overlays. */
:root{--header-height:76px}
.header-inner{min-height:76px;padding-block:12px}
.site-header .brand{animation:signature-in 500ms var(--ease-out) both}
@keyframes signature-in{from{opacity:0;translate:0 4px}to{opacity:1;translate:0 0}}
.site-header{transition:transform 220ms var(--ease-out);will-change:transform}
.site-header[data-nav-state="hidden"]{transform:translateY(-105%);pointer-events:none}
.site-header:focus-within{transform:none;transition:none;pointer-events:auto}
.portrait-tags li{background:rgb(244 243 239 / .88);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);box-shadow:none;animation:tag-hover 4.5s ease-in-out infinite alternate;animation-play-state:paused}
.hero[data-motion-active="true"] .portrait-tags li{animation-play-state:running}
.portrait-tags li:nth-child(1){bottom:4px;animation-delay:-1.2s}
.portrait-tags li:nth-child(2){bottom:37px;animation-duration:4.8s;animation-delay:-3.1s}
.portrait-tags li:nth-child(3){bottom:11px;animation-duration:4.2s;animation-delay:-.5s}
.portrait-tags li:nth-child(4){bottom:29px;animation-duration:5s;animation-delay:-4s}
@keyframes tag-hover{from{translate:-2px 5px}to{translate:2px -9px}}
.hero-motion-toggle{pointer-events:auto;position:absolute;z-index:5;right:18px;bottom:18px;width:44px;height:44px;border:0;border-radius:50%;background:rgb(244 243 239 / .88);color:var(--vc-charcoal);font:600 18px Urbanist,sans-serif;cursor:pointer}
.hero-motion-toggle[hidden]{display:none}.hero-motion-toggle:hover{background:var(--vc-lime)}
.award-recognition{display:flex;gap:12px;align-items:center;text-align:left}.award-recognition img{width:62px;height:62px;object-fit:contain;flex:none}.award-recognition p{font-size:12px;line-height:1.5;max-width:190px}.award-recognition strong,.award-recognition span{display:block}.award-recognition strong{font-weight:600;margin-bottom:3px}
.hero-award{position:absolute;z-index:4;right:28px;top:22px}.hero-award img{width:54px;height:54px}.hero-award p{font-size:10px;max-width:150px}.hero .hero-copy{padding-top:64px}
.people-trust{margin-top:36px;display:flex;justify-content:center;align-items:center;gap:24px}.photographic-avatars{display:flex;padding-left:0}.photographic-avatars img{width:58px;height:58px;object-fit:cover;object-position:center 35%;border-radius:50%;border:3px solid var(--vc-chalk);background:var(--vc-grey)}.photographic-avatars img+img{margin-left:-14px}.people-trust p{font-size:16px;line-height:1.5}.people-trust strong,.people-trust span,.people-trust small{display:block}.people-trust span{font-size:13px;margin-top:2px;color:var(--canvas-muted)}.people-trust small{font-size:10px;margin-top:3px;color:var(--canvas-muted)}
.lending-stage{position:relative;isolation:isolate;overflow:clip}.lending-outline{position:absolute;z-index:0;pointer-events:none;width:1200px;height:1200px;right:-300px;top:200px;stroke:var(--canvas-decoration,var(--vc-charcoal));stroke-width:.45;stroke-opacity:var(--lending-outline-opacity,.035);opacity:1;transition:opacity var(--motion-quick)}
body[data-canvas-transitioning] .lending-outline{opacity:0;transition:none}
.broker-grid,.lender-panel,.rates>*{position:relative;z-index:1}.broker-grid{display:block}.broker-intro{max-width:760px;margin:auto;padding:0 0 44px;text-align:center}.broker-intro h2,.broker-intro>p:not(.eyebrow){max-width:720px;margin-inline:auto}.broker-intro h2{font-size:58px}.broker-intro>p:not(.eyebrow){font-size:20px;line-height:1.55;margin-top:24px}.broker-mark{width:min(660px,100%);height:auto;left:50%;top:-60px;bottom:auto;transform:translateX(-50%);opacity:var(--broker-mark-opacity,.06)}
.broker-visual{max-width:960px;margin:auto}.map-node{padding:26px;background:var(--vc-chalk);color:var(--vc-charcoal);text-align:left}.map-art{width:100px;height:100px;object-fit:contain;margin:-6px 0 20px}.map-node .small-label{font-size:10px}.map-node h3{font-size:26px}.map-node>p:last-child{font-size:16px;line-height:1.55}.broker-context{text-align:center;font-size:12px;margin-top:22px}
.lender-panel{display:block;margin-top:36px;max-width:1072px}.lender-logo-groups{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.lender-logo-group{background:#fff;border-radius:20px;color:var(--vc-charcoal);padding:22px 18px;min-width:0;text-align:center;isolation:isolate}.lender-logo-group h3{font-size:16px;letter-spacing:-.01em;font-weight:600;margin-bottom:20px}.lender-logos{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:15px;min-height:54px}.lender-logos img{width:76px;height:38px;object-fit:contain;flex:none}.panel-qualification{max-width:850px;text-align:center;margin:24px auto 0;font-size:12px;line-height:1.7}
.offer-grid{display:block;margin-bottom:24px}.offer-grid .rate-example{margin:0 0 20px}.rate-example-heading{display:flex;flex-direction:row;justify-content:space-between;align-items:center;gap:20px}.rate-pair{display:grid;grid-template-columns:1fr 1fr;gap:40px}.rate-pair strong{font-size:86px}.rate-pair>div>p{font-size:14px}.rate-example-context{max-width:850px}.rate-warning{font-size:12px;line-height:1.7}
.cashback-example{display:grid;grid-template-columns:1.1fr .9fr;gap:24px 64px;align-items:center;background:var(--vc-lime);color:var(--vc-charcoal);border-radius:24px;padding:36px}.cashback-copy .tag{background:var(--vc-charcoal);color:var(--vc-chalk)}.cashback-copy h3{font-size:34px;line-height:1.1;letter-spacing:-.035em;margin:26px 0 20px}.cashback-copy>p{font-size:17px;line-height:1.6;max-width:430px}.cashback-number{padding-left:12px}.cashback-value>span{display:block;font-size:15px;font-weight:600;margin-bottom:8px}.cashback-value strong{font-size:94px;font-weight:600;letter-spacing:-.055em;line-height:1}.cashback-value sup{font-size:.28em;vertical-align:top;line-height:1.2;margin-left:3px}.cashback-condition{font-size:15px;font-weight:600;margin-top:20px;max-width:350px}.cashback-example .rate-warning{grid-column:1/-1;max-width:1100px;color:var(--vc-charcoal);margin-top:4px}
.questions{position:relative}.questions-intro{isolation:auto}.faq-mark{left:-160px;top:-90px;width:680px;height:680px;opacity:var(--faq-mark-opacity,.045);z-index:-1}
.office-addresses{margin-top:20px;display:flex;gap:24px}.office-addresses address{margin-top:0;max-width:200px}.office-addresses strong{display:block;color:var(--vc-chalk);font-weight:600;font-size:12px;margin-bottom:5px}.footer-phone{display:inline-flex;align-items:center;min-height:44px;margin-top:12px;font-size:18px;font-weight:600}.footer-top{grid-template-columns:1.7fr .7fr .8fr 1fr;gap:44px}.footer-award{align-self:start;align-items:flex-start;flex-direction:column}.footer-award img{width:78px;height:78px}.footer-award p{font-size:11px;color:#d2d4d6;max-width:190px}.footer-copyright{gap:12px 24px}.footer-copyright nav{flex-wrap:wrap;gap:4px 20px}
.enquiry-dialog{height:fit-content;max-height:calc(100svh - 32px)}.dialog-scroll{height:auto;max-height:calc(100svh - 108px);padding-bottom:24px}.dialog-notice{padding-top:14px;margin-top:12px}
.mobile-action{padding:0;background:transparent;box-shadow:none}.mobile-action>div{padding:0}.mobile-action .button{justify-content:space-between;min-height:66px;box-shadow:0 4px 24px rgb(0 0 0 / .12);padding:12px 20px}.mobile-action .button-label{display:block;text-align:left;line-height:1.25}.mobile-action .button-label>span{display:block}.mobile-action .button-label small{display:block;font-size:11px;font-weight:400;margin-top:3px}.mobile-action .arrow{flex:none}
.cookie-dialog{border:0;border-radius:24px;background:var(--vc-chalk);color:var(--vc-charcoal);padding:40px;width:min(600px,calc(100% - 32px));max-height:calc(100svh - 32px);overflow-y:auto;overscroll-behavior:contain}.cookie-dialog::backdrop{background:rgb(37 40 51 / .52);backdrop-filter:blur(5px)}.cookie-close{position:absolute;top:18px;right:18px;display:grid;place-items:center;width:44px;height:44px;border:0;background:transparent;border-radius:50%;font-size:28px;color:var(--vc-charcoal);cursor:pointer}.cookie-dialog h2{font-size:38px;line-height:1.05;letter-spacing:-.035em;margin:0 50px 20px 0}.cookie-dialog>p{font-size:15px;line-height:1.6;color:#575a64}
.cookie-category{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:22px 0;border-bottom:1px solid #d2d4d6}.cookie-category:first-of-type{margin-top:12px}.cookie-category h3,.cookie-category strong{font-size:17px;font-weight:600}.cookie-category p,.cookie-description{display:block;font-size:13px;line-height:1.55;color:#575a64;margin-top:7px}.cookie-status{font-size:11px;white-space:nowrap;color:#575a64}.cookie-category input{width:44px;height:44px;accent-color:var(--vc-blue);flex:none;cursor:pointer}.cookie-actions{display:flex;align-items:center;flex-wrap:wrap;gap:10px;margin-top:26px}.cookie-actions .button{font-size:13px;min-height:44px;padding:12px 16px;cursor:pointer;background:var(--vc-blue);color:#fff;border:0;font-family:inherit}.cookie-actions .button-secondary{background:transparent;color:var(--vc-charcoal);border:1px solid #a6a8ad}.cookie-decline{background:transparent;border:0;color:var(--vc-charcoal);font:inherit;font-size:13px;min-height:44px;text-decoration:underline;text-underline-offset:4px;padding:10px}.cookie-detail{margin-top:22px}.cookie-detail a{text-decoration:underline;text-underline-offset:4px;display:inline}.cookie-storage-note:empty{display:none}.cookie-storage-note{margin-top:18px}.consent-announcement{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap;border:0}
@media(max-width:1100px){.hero-award p{display:none}.hero-award{top:18px;right:20px}.hero-award img{width:46px;height:46px}.hero .hero-copy{padding-top:54px}.footer-top{grid-template-columns:1.4fr 1fr 1fr}.footer-award{grid-column:1/-1;flex-direction:row;align-items:center}.footer-award img{width:58px;height:58px}.footer-award p{max-width:280px}.office-addresses{display:block}.office-addresses address+address{margin-top:20px}.cashback-example{gap:24px 36px}.cashback-value strong{font-size:82px}}
@media(max-width:1000px){.broker-intro h2{font-size:50px}.lender-logos img{width:70px;height:34px}.lender-logos{gap:12px}.lender-logo-group{padding:22px 14px}.lending-outline{right:-350px;top:450px;width:1050px;height:1050px}.faq-mark{left:-60px;top:10px;width:500px;height:500px}}
@media(max-width:720px){:root{--header-height:64px}.header-inner{min-height:64px;padding-block:10px}.menu-toggle>span{display:none}.menu-toggle{width:44px;height:44px;padding:0;justify-content:center}.hero .hero-copy{padding-top:30px}.hero{display:flex;flex-direction:column}.hero-copy{order:-1;width:100%}.hero-summary{font-size:16px;line-height:1.5}.hero-actions{margin-top:22px}.hero-award{position:relative;right:auto;top:auto;justify-content:center;margin:22px auto 0}.hero-award p{display:block;font-size:11px;max-width:190px}.hero-award img{width:44px;height:44px}.hero-people{margin-top:20px}.portrait-tags,.hero-motion-toggle{display:none!important}
 .people-trust{margin-top:28px;gap:16px;justify-content:flex-start;flex-wrap:wrap}.photographic-avatars img{width:52px;height:52px}.people-trust p{font-size:16px}.people-trust span{font-size:12px}
 .broker-intro{padding-bottom:36px}.broker-intro h2{font-size:42px}.broker-intro>p:not(.eyebrow){font-size:18px;line-height:1.6}.broker-mark{left:50%;top:-18px;width:min(380px,100%);transform:translateX(-50%)}.map-node{padding:24px;text-align:left}.map-node .map-art{width:78px;height:78px;margin:0 0 18px}.map-node h3{font-size:25px}.map-node>p:last-child{font-size:16px}.broker-context{font-size:12px}.lender-panel{margin-top:28px}.lender-logo-groups{grid-template-columns:1fr;gap:10px}.lender-logo-group{padding:20px;display:grid;grid-template-columns:100px 1fr;gap:18px;align-items:center;text-align:left}.lender-logo-group h3{font-size:14px;margin:0}.lender-logos{justify-content:flex-start;gap:14px;min-height:38px}.lender-logos img{width:70px;height:32px}.panel-qualification{font-size:12px;text-align:left;margin-top:20px}.lending-outline{width:850px;height:850px;right:-370px;top:850px}
 .offer-grid .rate-example,.cashback-example{padding:28px}.rate-example-heading{align-items:flex-start;flex-direction:column;gap:14px}.rate-pair{gap:20px}.rate-pair strong{font-size:58px}.rate-pair>div>p{font-size:12px}.rate-warning{font-size:12px}.cashback-example{grid-template-columns:1fr;gap:26px}.cashback-copy h3{font-size:31px;margin:24px 0 18px}.cashback-copy>p{font-size:17px}.cashback-number{padding-left:0}.cashback-value strong{font-size:72px}.cashback-condition{font-size:14px;margin-top:16px}.cashback-example .rate-warning{margin:0;grid-column:1}
 .questions-intro{min-height:350px;overflow:clip}.faq-mark{left:-100px;top:-72px;width:500px;height:500px;transform:none}.footer-top{grid-template-columns:1fr 1fr;gap:36px 24px}.footer-award{grid-column:1/-1}.office-addresses{display:flex;gap:22px}.office-addresses address{max-width:185px}.office-addresses address+address{margin-top:0}.footer-copyright nav{gap:4px 16px}.enquiry-dialog{height:fit-content;max-height:calc(100svh - 24px)}.dialog-scroll{height:auto;max-height:calc(100svh - 88px);padding-bottom:20px}.dialog-notice{margin-top:10px}
 .cookie-dialog{padding:28px 22px;width:calc(100% - 24px);max-height:calc(100svh - 24px);border-radius:20px}.cookie-dialog h2{font-size:32px}.cookie-close{top:10px;right:10px}.cookie-category{gap:16px}.cookie-actions{gap:8px}.cookie-actions .button{flex:1 1 auto;justify-content:center}.cookie-actions .button:first-child{flex-basis:100%}
}
@media(max-width:500px){.map-node{display:grid;grid-template-columns:64px 1fr;gap:0 14px}.map-node .map-art{grid-column:1;grid-row:1/4;width:64px;height:64px;margin:0}.map-node .small-label,.map-node h3,.map-node>p:last-child{grid-column:2}.lender-logo-group{grid-template-columns:82px 1fr;gap:12px}.lender-logos{gap:10px}.lender-logos img{width:60px;height:30px}}
@media(max-width:360px){.hero-award{gap:8px}.hero-award img{width:38px;height:38px}.hero-award p{font-size:11px;max-width:176px}.people-trust{gap:12px}.people-trust p{font-size:15px}.offer-grid .rate-example,.cashback-example{padding:24px 20px}.rate-pair strong{font-size:48px}.rate-pair{gap:12px}.rate-pair>div>p{font-size:11px}.office-addresses{display:block}.office-addresses address+address{margin-top:18px}.lender-logo-group{padding:18px 16px;grid-template-columns:76px 1fr}.lender-logos img{width:53px;height:28px}.lender-logos{gap:8px}.map-node{padding:22px 18px;grid-template-columns:54px 1fr;gap:0 10px}.map-node .map-art{width:54px;height:54px}}
@media(prefers-reduced-motion:reduce){.portrait-tags li{animation:none;translate:none}.hero-motion-toggle,.lending-outline{display:none!important}}
/* Decorative artwork stays subordinate even when its colour or wrapper changes. */
.hero-mark img{opacity:var(--hero-mark-opacity,.12)}

/* One current panel: authentic lender marks together on an opaque surface. */
.lender-panel-card{background:#fff;color:var(--vc-charcoal);border-radius:24px;padding:34px 40px;text-align:center;isolation:isolate}.lender-panel-heading h3{font-size:27px;line-height:1.15;letter-spacing:-.025em}.lender-panel-heading p{font-size:15px;line-height:1.6;color:#575a64;margin-top:10px}.lender-logos-unified{display:grid;grid-template-columns:repeat(9,minmax(0,1fr));gap:28px;align-items:center;justify-items:center;margin-top:30px;min-height:58px}.lender-logos-unified img{width:100%;max-width:100px;height:46px;object-fit:contain}.lender-panel-card .panel-qualification{font-size:12px;line-height:1.7;color:#575a64;max-width:790px;margin:26px auto 0;text-align:center}.site-header nav a[aria-current="page"]{text-decoration:underline;text-underline-offset:5px}
@media(max-width:1000px){.lender-logos-unified{grid-template-columns:repeat(5,minmax(0,1fr));gap:22px 30px;max-width:650px;margin-inline:auto}.lender-panel-card{padding:30px}}
@media(max-width:720px){.lender-panel-card{padding:26px 22px}.lender-panel-heading h3{font-size:25px}.lender-panel-heading p{font-size:14px}.lender-logos-unified{grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;margin-top:26px}.lender-logos-unified img{height:36px;max-width:88px}.lender-panel-card .panel-qualification{text-align:left;font-size:12px;margin-top:24px}}
@media(max-width:360px){.lender-panel-card{padding:24px 18px}.lender-logos-unified{gap:20px 16px}.lender-panel-heading h3{font-size:23px}}