/* 31 October polish: v8 identity, custom imagery and progressive motion. */
.hero-copy{padding-top:44px}
.hero .eyebrow{margin-bottom:24px}
.hero-people{margin-top:26px;height:390px}
.hero-people-canvas{position:absolute;width:min(920px,100%);aspect-ratio:1.5;left:50%;top:-34px;transform:translateX(-50%)}
.hero-person{position:absolute;inset:0;width:100%;max-width:none;height:auto;animation:portrait-in 700ms var(--ease-out) var(--portrait-delay) both}
.portrait-tags{position:absolute;z-index:3;inset:auto 0 20px;margin:0;display:block;pointer-events:none}
.portrait-tags li{position:absolute;bottom:0;min-height:38px;padding:9px 14px;background:var(--vc-chalk);color:var(--vc-charcoal);font-size:12px;box-shadow:0 2px 10px rgb(0 0 0 / .05);transform:translateX(-50%)}
.portrait-tags img{filter:none}
.portrait-tags li:nth-child(1){left:33%}.portrait-tags li:nth-child(2){left:44.3%}.portrait-tags li:nth-child(3){left:54.5%}.portrait-tags li:nth-child(4){left:69.4%}
@keyframes portrait-in{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}
.accent-highlight{background:var(--vc-lime);color:var(--vc-charcoal);border-radius:var(--vc-radius-highlight);padding:0 .12em;box-decoration-break:clone;-webkit-box-decoration-break:clone}
.service-grid{gap:20px}.service-card{position:relative;overflow:hidden;padding:30px;min-height:430px}
.card-top{min-height:130px;margin-bottom:22px;align-items:flex-start}
.card-top .small-label{display:flex;align-items:center;justify-content:center;min-width:34px;min-height:34px;background:var(--vc-lime);color:var(--vc-charcoal);border-radius:10px;font-size:11px;letter-spacing:.03em}
.service-art{width:158px;height:138px;object-fit:contain;margin:-10px -10px 0 0}
.service-card h3{max-width:310px;font-size:30px}.service-card .text-link{gap:14px}
.broker-grid{grid-template-columns:.85fr 1.15fr;gap:72px;align-items:center}
.broker-intro{z-index:0;padding-block:24px}
.broker-mark{width:590px;height:auto;left:-60px;right:auto;top:-48px;bottom:auto;opacity:.13}
.broker-intro h2,.broker-intro>p:not(.eyebrow){max-width:490px}
.comparison-map{position:relative}
.map-origin{position:relative;display:flex;align-items:center;justify-content:center;gap:10px;width:158px;min-height:54px;margin:0 auto 54px;border-radius:14px;background:var(--vc-lime);color:var(--vc-charcoal);font-size:16px;font-weight:600}
.map-dot{width:10px;height:10px;border-radius:50%;background:var(--vc-blue)}
.map-origin:after{position:absolute;content:'';width:2px;height:28px;left:50%;top:100%;background:var(--canvas-ink)}
.map-branches{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;position:relative}
.map-branches:before{content:'';position:absolute;left:16.66%;right:16.66%;top:-28px;height:2px;background:var(--canvas-ink)}
.map-node{position:relative;min-width:0;padding:24px 20px;border-radius:20px;background:var(--vc-chalk);color:var(--vc-charcoal)}
.map-node:before{content:'';position:absolute;width:2px;height:28px;top:-28px;left:50%;background:var(--canvas-ink)}
.map-node .line-icon{width:32px;height:32px;color:var(--vc-blue);margin-bottom:24px;background:var(--vc-lime);border-radius:10px;padding:5px;box-sizing:content-box}
.map-node .small-label{font-size:9px;color:#575a64;letter-spacing:.1em;margin-bottom:12px}
.map-node h3{font-size:23px;margin-bottom:14px}.map-node>p:last-child{font-size:15px;line-height:1.55;color:#575a64}
.broker-context{font-size:13px;max-width:none;margin-top:24px;line-height:1.65}
.rate-example{border-radius:24px;background:var(--vc-charcoal);color:var(--vc-chalk);padding:36px;margin-bottom:20px}
.rate-example-heading{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:28px}
.tag{display:inline-flex;align-items:center;border-radius:999px;background:var(--vc-lime);color:var(--vc-charcoal);padding:8px 14px;font-size:12px;font-weight:600;line-height:18px}
.rate-example-heading>p{font-size:16px}.rate-pair{display:grid;grid-template-columns:1fr 1fr;gap:32px;margin-bottom:28px}
.rate-pair>div>p{font-size:15px;line-height:1.5;margin-bottom:8px}
.rate-pair strong{display:block;font-weight:600;font-size:clamp(54px,6.4vw,88px);line-height:1.05;letter-spacing:-.05em;color:#fff;white-space:nowrap}
.rate-pair strong span{font-weight:400;font-size:.29em;letter-spacing:-.02em;margin-left:4px}
.rate-example-context{font-size:17px;max-width:750px;line-height:1.6;margin-bottom:20px}
.rate-warning{font-size:12px;line-height:1.65;color:var(--vc-grey);max-width:1050px}
.rate-warning>strong{font-weight:600;color:var(--vc-chalk)}
.rate-card-top{margin-bottom:24px}.rate-card{padding:30px}.rate-card .rate-explanation{font-size:17px}
.process{border-top:0;position:relative}.process-grid{gap:20px;position:relative;align-items:stretch}
.process-grid li{position:relative;display:block;padding:28px;background:#fff;border:0;border-radius:20px;color:var(--vc-charcoal)}
.process-grid li:not(:last-child):after{content:'';position:absolute;right:-20px;top:105px;width:20px;height:2px;background:var(--vc-blue)}
.step-visual{height:166px;background:var(--vc-chalk);border-radius:16px;position:relative;display:flex;align-items:center;justify-content:center;margin-bottom:28px}
.step-visual img{width:164px;height:164px;object-fit:contain}
.step-number{position:absolute;top:10px;left:10px;margin:0;background:var(--vc-lime);color:var(--vc-charcoal);width:36px;height:36px;font-size:11px;z-index:1}
.process-grid h3{font-size:28px;max-width:300px}.process-grid p{font-size:17px;color:#575a64;max-width:340px}
.questions-intro{isolation:isolate;position:relative;z-index:0;min-height:430px}
.faq-mark{position:absolute;z-index:-1;left:0;top:60px;width:min(100%,420px);max-width:none;height:auto;opacity:.065;pointer-events:none}
.footer-intro address{font-style:normal;font-size:14px;line-height:1.6;color:#d2d4d6;margin-top:18px;max-width:280px}
.footer-bottom{align-items:flex-start;gap:24px}.footer-copyright{display:flex;align-items:center;gap:24px;flex-wrap:wrap}.footer-copyright nav{display:flex;gap:20px}.footer-bottom>nav{justify-content:flex-end}
.enquiry-dialog{padding:0;overflow:hidden;width:min(760px,calc(100% - 32px));max-height:calc(100svh - 32px);overflow-anchor:none}
.dialog-scroll{overflow-y:auto;max-height:calc(100svh - 32px);padding:36px;overscroll-behavior:contain;overflow-anchor:none;scroll-padding-top:16px}
.dialog-top{position:static;display:block;top:auto;z-index:auto;background:transparent;padding:0 60px 0 0}
.dialog-top h2{font-size:36px;line-height:1.12}
.dialog-close{position:absolute;z-index:5;top:24px;right:24px;width:44px;height:44px;background:var(--vc-chalk);border:1px solid rgb(37 40 51 / .14);box-shadow:0 0 0 5px var(--vc-chalk);font-size:28px}
.dialog-intro{font-size:15px;line-height:1.5;margin-top:16px;max-width:520px}
.enquiry-frame{margin-top:20px;min-height:360px}
.dialog-notice{margin-top:20px;padding-top:18px;border-top:1px solid rgb(37 40 51 / .12);font-size:12px;line-height:1.6;color:#62646c}
.dialog-notice p+p{margin-top:8px}
.dialog-notice a{display:inline;min-width:0;min-height:0;align-items:normal;text-decoration:underline;text-underline-offset:3px}
.legal-main{padding-top:42px;padding-bottom:100px}.legal-back{font-size:14px;margin-bottom:44px}
.legal-heading{max-width:850px;margin-bottom:64px}.legal-heading h1{font-size:clamp(48px,5vw,72px);line-height:1.05}.legal-intro{font-size:23px;line-height:1.5;margin-top:28px;max-width:780px}.legal-date{font-size:13px;color:#575a64;margin-top:24px}
.legal-layout{display:grid;grid-template-columns:260px minmax(0,1fr);gap:100px;align-items:start}
.legal-contents{position:sticky;top:124px;display:flex;flex-direction:column;font-size:13px;line-height:1.5;gap:4px}
.legal-contents a{min-height:44px;display:flex;align-items:center;padding:6px 0;color:#575a64}.legal-contents a:hover{text-decoration:underline;text-underline-offset:4px}
.legal-content{max-width:810px}.legal-content section+section{margin-top:42px}.legal-content h2{font-size:30px;line-height:1.2;letter-spacing:-.025em;margin-bottom:18px}.legal-content p{font-size:17px;line-height:1.75;color:#575a64}.legal-content p+p{margin-top:16px}.legal-content a{color:var(--vc-blue);text-decoration:underline;text-underline-offset:4px}.legal-content address{font-style:normal;font-size:17px;line-height:1.75;margin-top:20px;color:var(--vc-charcoal)}
.reveal-pending{opacity:0;transform:translateY(12px)}.reveal-pending:focus-within{opacity:1;transform:none}.reveal-enter{animation:reveal-in 640ms var(--ease-out) var(--reveal-delay,0ms) both}
@keyframes reveal-in{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}
@media(max-width:1100px){.broker-grid{gap:40px;grid-template-columns:.8fr 1.2fr}.map-node{padding:22px 16px}.map-node h3{font-size:21px}.map-node>p:last-child{font-size:14px}.portrait-tags li:nth-child(1){left:29%}.portrait-tags li:nth-child(2){left:42%}.portrait-tags li:nth-child(3){left:56%}.portrait-tags li:nth-child(4){left:73%}.legal-layout{gap:56px;grid-template-columns:220px 1fr}}
@media(max-width:1000px){.broker-grid{display:block}.broker-intro{padding:0 0 48px;max-width:680px}.broker-intro h2,.broker-intro>p:not(.eyebrow){max-width:560px}.broker-mark{width:500px;top:-44px;left:0}.broker-visual{max-width:820px}.map-node h3{font-size:25px}.map-node>p:last-child{font-size:16px}}
@media(max-width:900px){.service-card{padding:24px;min-height:440px}.service-card h3{font-size:27px}.service-art{width:132px;height:124px}.process-grid li{padding:22px}.step-visual{height:140px}.step-visual img{width:140px;height:140px}.process-grid h3{font-size:25px}.process-grid p{font-size:16px}.footer-copyright{gap:12px 24px}.legal-layout{display:block}.legal-contents{display:none}.legal-heading{margin-bottom:44px}.legal-content{max-width:850px}}
@media(max-width:720px){
 .hero-copy{padding-top:32px}.hero-people{height:clamp(230px,60vw,410px);margin-top:28px}.hero-people-canvas{width:112%;max-width:720px;top:-6px}.hero-mark img{top:160px;width:123%}
 .portrait-tags{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:5px;left:12px;right:12px;bottom:14px;padding:0;margin:0}
 .portrait-tags li{position:static;transform:none;min-height:40px;padding:7px 5px;font-size:10px;line-height:1.25;gap:5px;white-space:normal;border-radius:12px;text-align:center}.portrait-tags img{width:13px;height:13px;flex:none}.portrait-tags span{max-width:58px}
 .service-card{min-height:0;padding:28px}.card-top{min-height:112px;margin-bottom:24px}.service-art{width:160px;height:136px;margin-top:-16px}.service-card h3{font-size:30px}.service-card>p:not(.eyebrow){max-width:55ch}
 .broker-intro{padding-bottom:48px}.broker-mark{width:380px;top:-18px;left:-16px}.map-origin{margin-bottom:44px}.map-origin:after{height:22px}.map-branches{gap:10px}.map-branches:before{top:-22px}.map-node{padding:22px 16px}.map-node:before{top:-22px;height:22px}.map-node h3{font-size:22px}.map-node>p:last-child{font-size:15px}
 .rate-example{padding:28px}.rate-example-heading{align-items:flex-start;flex-direction:column;gap:16px;margin-bottom:24px}.rate-example-heading>p{font-size:17px}.rate-pair{gap:16px;margin-bottom:24px}.rate-pair>div>p{font-size:13px}.rate-pair strong{font-size:55px}.rate-pair strong span{font-size:.27em}.rate-example-context{font-size:16px}.rate-warning{font-size:11px;line-height:1.7}.rate-card{padding:28px}
 .process-grid li{display:block;padding:26px}.process-grid li+li{margin-top:20px}.step-visual{height:170px;margin-bottom:26px}.step-visual img{width:170px;height:170px}.step-number{grid-row:auto;left:10px;top:10px;position:absolute;width:36px;height:36px}.process-grid h3{font-size:28px;margin-bottom:16px}.process-grid p{font-size:17px;max-width:none}.process-grid li:not(:last-child):after{left:50%;top:auto;right:auto;bottom:-20px;height:20px;width:2px}
 .questions-intro{min-height:370px;padding-bottom:44px}.faq-mark{width:min(100%,350px);top:20px;left:50%;transform:translateX(-50%)}.questions .faq-list{margin-top:0}
 .footer-bottom>nav{justify-content:flex-start}.footer-copyright{align-items:flex-start;gap:10px;flex-direction:column}.footer-copyright nav{gap:16px}.footer-intro address{font-size:13px;max-width:260px}
 .enquiry-dialog{width:calc(100% - 24px);max-height:calc(100svh - 24px);border-radius:20px}.dialog-scroll{padding:28px 20px;max-height:calc(100svh - 24px)}.dialog-top{padding-right:52px}.dialog-top h2{font-size:30px;line-height:1.15}.dialog-close{top:18px;right:16px}.dialog-intro{font-size:14px;margin-top:14px;padding-right:8px}.enquiry-frame{min-height:360px;margin-top:16px}.dialog-notice{font-size:11px;margin-top:16px;padding-top:16px}
 .legal-main{padding-top:26px;padding-bottom:64px}.legal-back{margin-bottom:32px}.legal-heading h1{font-size:46px}.legal-intro{font-size:20px;margin-top:24px}.legal-content h2{font-size:27px}.legal-content p,.legal-content address{font-size:16px;line-height:1.75}.legal-content section+section{margin-top:34px}
}
@media(max-width:500px){.map-branches{display:block;margin-left:22px}.map-origin{margin:0 0 24px 0;width:160px}.map-origin:after{left:22px;height:24px}.map-branches:before{left:0;right:auto;top:0;bottom:28px;width:2px;height:auto}.map-node{display:grid;grid-template-columns:54px 1fr;gap:0 14px;margin-left:24px;padding:22px}.map-node+.map-node{margin-top:14px}.map-node:before{width:24px;height:2px;left:-24px;top:40px}.map-node .line-icon{grid-column:1;grid-row:1/4;width:28px;height:28px;margin:0;padding:6px}.map-node .small-label{grid-column:2;font-size:9px;margin-bottom:8px}.map-node h3{grid-column:2;font-size:24px;margin-bottom:10px}.map-node>p:last-child{grid-column:2;font-size:15px}.map-branches .map-node:last-child:after{position:absolute;content:'';width:2px;left:-24px;top:42px;bottom:0;background:var(--canvas-bg)}
 .rate-example{padding:24px}.rate-pair{gap:12px}.rate-pair strong{font-size:48px}.rate-pair>div>p{font-size:12px}.rate-pair strong span{font-size:.26em}.rate-example-heading>p{font-size:16px}.portrait-tags li{flex-direction:column;min-height:48px;gap:3px;font-size:10px}.portrait-tags span{max-width:none}.portrait-tags img{width:12px;height:12px}
}
@media(max-width:360px){.hero-people{height:230px}.hero-copy{padding-top:28px}.portrait-tags{left:10px;right:10px;gap:4px}.portrait-tags li{font-size:9px;padding:6px 3px;min-height:46px}.service-card{padding:24px}.rate-example{padding:22px 18px}.rate-pair strong{font-size:43px}.rate-pair>div>p{font-size:11px}.map-node{padding:20px 16px;grid-template-columns:44px 1fr;gap:0 12px}.map-node .line-icon{width:25px;height:25px;padding:5px}.map-node h3{font-size:23px}.dialog-scroll{padding:24px 18px}.dialog-close{top:14px;right:12px}.dialog-top h2{font-size:29px}.legal-heading h1{font-size:42px}}
@media(prefers-reduced-motion:reduce){.hero-person{animation:none;opacity:1;transform:none}.reveal-pending{opacity:1;transform:none}.reveal-enter{animation:none}}

[data-reveal]:focus-within{animation:none;opacity:1;transform:none}
/* Keep the scroll viewport stable while the third-party form measures itself. */
.enquiry-dialog{max-width:none;height:min(900px,calc(100svh - 32px))}
.dialog-scroll{height:100%;max-height:none}
@media(max-width:720px){.enquiry-dialog{height:calc(100svh - 24px)}}
.broker{--map-line:#fff}
body[data-canvas-active] .broker{--map-line:var(--canvas-ink)}
.map-origin:after,.map-branches:before,.map-node:before{background:var(--map-line)}
.broker-mark{width:min(590px,calc(100% + 40px));left:-20px}
@media(max-width:1000px){.broker-mark{width:min(500px,100%);left:0}}
@media(max-width:720px){.broker-mark{width:min(380px,calc(100% + 20px));left:-10px}}
.broker{--map-surface:var(--vc-blue)}
body[data-canvas-active] .broker{--map-surface:var(--canvas-bg)}
@media(max-width:500px){.map-branches .map-node:last-child:after{background:var(--map-surface)}}
/* Tags share the portrait canvas coordinate system, including tablet widths. */
.portrait-tags{width:min(920px,100%);left:50%;right:auto;transform:translateX(-50%)}
.portrait-tags li:nth-child(1){left:25.4%}.portrait-tags li:nth-child(2){left:41.7%}.portrait-tags li:nth-child(3){left:56.6%}.portrait-tags li:nth-child(4){left:77.8%}
@media(min-width:721px) and (max-width:1100px){.portrait-tags li{font-size:11px;padding-inline:12px;gap:7px}.portrait-tags img{width:16px;height:16px}}
@media(max-width:720px){.portrait-tags{width:auto;left:12px;right:12px;transform:none}}
@media(max-width:360px){.portrait-tags{left:10px;right:10px}}
/* The only persistent control has its own opaque space above the scroll clip. */
.dialog-scroll{margin-top:76px;height:calc(100% - 76px);padding-top:4px}
.dialog-close{top:20px}
@media(max-width:720px){.dialog-scroll{margin-top:64px;height:calc(100% - 64px);padding-top:4px}.dialog-close{top:14px}}
/* Anchor the actual V shoulder below the supporting copy, at every image size. */
.hero-mark img{top:-95px;transform:translate(-50%,-15.625%)}
.broker-mark{opacity:var(--broker-mark-opacity,.06);transition:opacity var(--motion-quick)}
.faq-mark{opacity:var(--faq-mark-opacity,.045);transition:opacity var(--motion-quick)}
/* Foreground contrast is selected against the changing canvas. Decorative marks
   return after the canvas settles, so they cannot lighten/darken text mid-frame. */
body[data-canvas-transitioning] .broker-mark,body[data-canvas-transitioning] .faq-mark{opacity:0;transition:none}
/* Keep the complete hero copy/action area on solid blue; the large filled V
   begins just above the portraits, so its 12% fill cannot reduce text contrast. */
.hero-mark img{top:-10px}